Tuesday, April 21, 2020

Writing an Undergraduate Resume

Writing an Undergraduate ResumeThe process of writing an undergrad resume can be an intimidating task, and many students and college graduates simply dread doing it. What makes this task even more difficult is that there are a great many different ways to present your information in a highly effective manner.You could simply lay out your educational history by listing the colleges that you attended and provide the personal details on how you learned these lessons. This kind of information is very easy to locate.The most convenient way to do this is to use a college's university's directory. College directories often have a list of your current and former schools. If you've ever taken a university course or are currently enrolled in a university course, you probably know that some institutions provide a list of classes for you to study.Some academic institutions even have a listing of professors. These faculty members are listed in a personnel directory. Often, these faculty members w ill share their contact information if they can, and you may want to contact them to see if they will consider reviewing your application and providing you with a job interview.Some people choose to tell the story of their current life. They may be employed, divorced, or still in high school. By doing this, you will provide a much more personal aspect to your resume.It also allows you to speak about your current situation without feeling too personal. However, it can be a little bit hard to come up with something concise. Perhaps you will find this trick useful: start each sentence with 'My Experience...' before you continue with your career, current situation, etc.PPC (pay per click) is a technique that is gaining momentum among professionals. Simply type the phrase you're searching for into your browser and click on any relevant keywords. If you find something relevant and powerful, you may consider bookmarking the page or incorporating it into your resume.

Wednesday, April 15, 2020

Find a Small Business Grant

Find a Small Business Grant North Dakota may not be the first place that comes to mind for a start-up that sells high-end bags and accessories, but for Scott Gabrielson, founder of Oliver Cabell, it’s proven to be the perfect launching point. That location has been key to securing the financing he needed, including a $50,000 microloan. Even better, he was able to get $32,500 in grantsâ€"money that does not need to be repaid. Small business grants can be elusive, and the lure of free money has been exploited by scammers who pocket fees from would-be entrepreneurs. But legitimate grant sources do exist, and Gabrielson’s persistence and creativity in seeking funding sources helped him land one. Originally from North Dakota, Gabrielson took a circuitous route back to his home state. He had worked in Minneapolis in investment banking, followed by a stint at a non-profit. Returning to school to pursue a Master’s degree at the University of Oxford, he says he spent a great deal of time investigating the fashion business, especially high end luxury goods. On a factory tour in Asia, he witnessed traditional European brandsâ€"ones that claimed to be made in Italy or Europeâ€"being manufactured. It was an “aha” moment for him. He realized that high-end bags often cost less than $100 to produce, but were being sold for over $1200. “There was a big discrepancy between quality and brand,” he says. He decided he wanted to find out whether he could sell similar high quality goods to customers at a fraction of the cost, and his company, Oliver Cabell, was born. But he faced a major hurdle: securing financing for his startup. The banks he met with were supportive, he says, but were reluctant to lend for an online retail startup with no collateral. Venture capitalists wanted to see traction first, and he knew he’d have to give up a significant amount of equity if he went that route. He asked himself, “What other sources of funds are out there?” Through a referral from another business owner who had secured a small business grant, he found the answer in a program called Innovate ND, a program that helps grow small businesses in North Dakota. Though he had incorporated Oliver Cabell in Delaware, Gabrielson established a presence in North Dakota to handle product fulfillment, which made him eligible for the program. In addition to becoming a source of capital, the location offered other advantages, including lower wages and a geographically central location that he expects will make it easier to ship product around the country. Free Money (Almost) Innovate ND is a state-funded program that targets start-ups. “We are looking for businesses that are innovative, scalable and can serve customers outside their initial community,” says Jared Stober, entrepreneurship manager with the North Dakota Department of Commerce. The program enrolls entrepreneurs in phases. In phases one and two, participants get vouchers that can be used toward a variety of resources, including coaching, consulting or marketing assistance. Phase one requires an entry fee of $250 and provides vouchers worth up to $2500, while phase two requires a $500 entry fee which provides up to $5000 in vouchers. The business must meet certain milestones within a specific time frame in order to advance to the next phase. “The first phase is the most critical,” says Stober. That’s where entrepreneurs try to figure out whether their idea is viable and can make money. The next two phases both provide grants; up to $10,000 in phase three and up to $15,000 in phase four. The funding for Innovate ND comes from the state government, with the goal of creating a more diverse economy in a state that relies heavily on agriculture and energy production. The program has proved popular, says Stober, adding that last year it ran out of funding. Stober emphasizes that funding is only one of the benefits, though. Educational centers and the programs they offer guide businesses owners through the process of growing their venture. “Anyone can get money but knowing what to do with those funds is what makes Innovate ND so successful,” he says. “We host educational boot camps that focus on specific topics that every entrepreneur needs to know.” (Not So) Easy Money Entrepreneurs seeking grant funding must be careful, though, not to fall victim to a scam. The truth about small business grants is that they can be challenging to find and secure. “Most small businesses do not qualify for government grants,” warns the SBA on its website. Hal Shelton, a SCORE certified mentor and author of The Secrets to Writing A Successful Business Plan agrees. He offers several tips to help small business owners avoid getting ripped off: You need to apply for a grant. Grants never appear at your doorstep as a surprise. If someone says they have something for you but you never applied for it, it’s likely a scam. To apply for a federal grant is free. If someone says you need to pay an application fee, 99.99% chance it is a scam. Grants are made for some public purpose. It’s public money, so if there is any indication the money is for your personal use, it’s probably not legit. Often the caller will say they are from the Federal Grants Administration. While it sounds impressive, there is no such thing. “If you get an overture, and you think it might have some chance (of being legitimate), ask for that information in writing. Chances are, you will never hear from them,” Shelton says. Even with valid grant programs, there may be misunderstandings on the part of the small business owner about how they work, Shelton warns. The granting organization will have its own agenda and reasons for making the grant, which could be at odds with your reason for seeking funding. “You want to make sure your and the grantor’s purposes are in sync so you aren’t distracted from your mission,” he says. In addition, you’ll need to understand how funds are disbursed. Is it all up front, or (as is more commonly the case) in phases? If the latter, how will you pay your bills until your receive the money? Indeed, Stober admits the Innovate ND program isn’t for everyone who thinks they have a great idea for a business. “We are not here to build companies from the ground up,” he says. “We are here to accelerate their process. It’s for those that have that vision, have that direction and want to get there much quicker.” The program was exactly what Gabrielson needed to help his business get closer to launch, however. The first bags are in production, and he expects to start selling them in May. His advice to other entrepreneurs who find themselves hitting a wall when it comes to getting financing? “Be scrappy and be resourceful,” he says. “Passion will help you get there, so give it all you got.” Resources for Finding Grants Looking for grants for your small business? Consider these resources: Grants.gov allows you to search for federal grants. Check with state and local economic development agencies for information about grants offered to businesses in your county, state or region. If you’re willing to relocate, broaden your search. Contact your local Small Business Development Center (SBDC), SCORE office, Women’s Business Center, Veteran’s Business Outreach Center (VBOC), and/or SBA regional office, which may provide information about opportunities available in your area. (This interactive map from the SBA can help you locate these offices.) If your business is involved in scientific or technology research and development, check out the Small Business Innovation Research (SBIR) and Small Business Technology Transfer (STTR) grant programs. The SBIR Road Tour is bringing informational events to communities across the US in 2016. Gerri Detweiler is Head of Market Education for Nav, which allows business owners to check and monitor their personal and business credit scores for free, and helps them find better financing. She is the coauthor of Finance Your Own Business with attorney Garrett Sutton.

Saturday, April 11, 2020

Answer This Question Before An Informational Interview - Work It Daily

Answer This Question Before An Informational Interview - Work It Daily You might be surprised to learn why I really love what I do. Is it the writing? No - although I really enjoy writing and I’m quite good at it, so I’ve been told. Is it the people? No - although I love my clients; they are so interesting to learn about! Is it the freedom and flexibility of working for myself? No - although that is a very close second. So, what is it about being a resume writer and coach that is so great? It’s the teaching. I love educating people on how to get their next job. Whaaa? Yes. Teaching job search concepts to a struggling job seeker and seeing the light bulb go off above their head is exhilarating to me. Hearing them report back with positive results is the best. I love it so much, I would do it for free, were I independently wealthy. I do, a little bit, at my weekly Toastmasters meeting. I frequently give speeches about job search, LinkedIn, and resumes. But, on a day-to-day basis, I often have to stop myself from spending too much time giving away free advice. My kids like to have clothes on their back and food in their bellies. Most professionals are like me. They are working crazy hours, have families, and are trying to take care of their health, all at the same time. They have to think carefully about what they say “yes” to. When someone asks for a coffee date for an informational interview, the person they are asking isn't always inspired to give up their time. So, how can you increase the likelihood that a contact will say yes to an informational interview when there are only so many hours in the day? Think about the question your contact is most likely asking, “What’s in it for me?” Take these two scenarios that just happened to me, for example: The first is by far the easiest for me to handle. I received an e-mail from someone, asking for advice about setting up a resume business. She wants to work from home. Her questions are organized and easily answerable in about five minutes of my time. The second is definitely more time-consuming. After my last Toastmasters meeting, a couple asked me if I could go to coffee with them. They are new to the United States and the man is having trouble finding work. Which am I more eager to say yes to? I don’t usually have time for coffee dates (not because I’m the such an important person, but because my kids keep me hopping when I’m not working), but I agree to it. Why? Because they specifically want to treat me to Yemeni coffee. And I love coffee! I had mentioned that in the speech I had given that evening. So, how can you make sure you answer the question of what’s in it for your connections? (They may not be as easy as I am to please.) Here are some tips: 1. Do Your Research Find out what are the biggest challenges for the person’s job, company, or industry. Use social media to see what they are saying about their work, talk with others who know them, look at financials for their company. 2. Do Some Of Their Work For Them Once you know what possible problems they are struggling with, ask yourself how you can contribute to the solution. Do you have insights they might need? Know of a resource you can put them in touch with? Put together a proposal that will make it worth their while. 3. Show Them Your Value Before Your Meeting Before you even ask for a meeting, if possible. When you find information online that would be useful to your contact, forward it their way. Introduce them to contacts they would benefit from knowing. Invite them to networking events they would enjoy. 4. Leave Your Resume At Home Remember, in an informational interview, the objective is for you to get information. Give a little and you will get a little. Ask for too much (like an opinion on your resume, or for an actual job at their company) and you will get nothing. So, leave your resume at home, and bite your tongue when you’re tempted to ask for an employment interview. Respect that things need to progress naturally first. By asking the question “What’s in it for them?” you will get a professional fan-base that will eagerly return the favor and forward you opportunities as they arise. Or, refer you to friends who can help you. These relationships take time to build, but they are worth the wait for your career. As for me, I will answer that e-mail, because I love teaching so much, and what’s more fun than teaching someone about what I do? But, I really can’t wait to try Yemeni coffee! Photo Credit: Shutterstock Have you joined our career growth club?Join Us Today!